- Share Drafts
- Certificates of Deposits
- Money Market
- Generations Visa Check Card
- Generations CU Money Card (Prepaid Debit Card)
- Christmas Club
Regular share accounts can be opened with a minimum of $10 plus a $15 membership fee. Dividends are paid quarterly and deposits can be made either in person or by mail.
Generations offers a convenient share draft (checking) account with a minimum deposit of $50 for a low monthly fee of $3.00. This fee is waived with a monthly minimum balance of $100.00.
Share Drafts (Business Checking)
We offer a convenient checking accounts for businesses, churches, and non-profit organizations. There is a minimum deposit of $50 and a monthly maintenance fee of $5.00.
CDs offer a higher rate of interest than a regular savings account. Insured by NCUA, CDs assure the safety of your initial investment while allowing interest to accumulate over a determined time period. When you purchase a CD, you invest a fixed sum of money, a minimum of $250, for a fixed period of time – six months, or one, two, three, four, or five years. Generally, longer terms receive higher interest rates.
A Money Market account is an excellent opportunity to build a nest egg at an attractive market rate. This gives you the opportunity to systematically add funds in increments, allowing you to achieve liquidity and flexibility at the same time.
Generations’ Debit Card allows you to purchase goods and services anywhere Visa® is accepted worldwide with the use of your pin. You can also protect your Visa® check card online with a personal password. With the convenience of an ATM card and without the hassle of carrying a checkbook, Generations’ debit card gives you access to your account 24 hours a day, 7 days a week. Each transaction is automatically deducted from your checking account. And, record keeping is made easy because all your transactions will appear on your statement.
A CU Money card from GCCU gives you a way to control your spending while still enjoying the convenience of a debit card.
Benefits of a CU Money Card:
- Track spending and add more funds online or at your local branch
- Eliminate being overdrawn and paying overdraft fees
- Use wherever Visa® debit cards are accepted worldwide
- Not linked to any account, so there is no risk if lost or stolen
Visit your local branch or click here for more information and to get a CU Money card.
Once you have a card visit www.cumoney.com to check your balance and load funds.
This is an opportunity to plan ahead for your Christmas shopping, while earning dividends. You can build the account with regular deposits course of the year, and in November you’ll receive a check for the funds you have accumulated just in time to take advantage of the holiday sales. This account is designed to keep you from spending funds not budgeted, so you can avoid overspending at the holidays. Not only is this an opportunity to save for the holidays, it is an opportunity to choose to transfer the funds into a higher rate account if you decide not to spend it all on shopping.