Services

24 Hour Automated Teller

This service gives you access to your credit union account to check your balance or transfer funds at anytime using a touch dial phone and your PIN number. Dial 1-888-683-2008 to gain access.

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ATM Access

All Generations members have access to CashPoints ATMs throughout the state of North Carolina.

CashPoints ATMs Across North Carolina

CashPoints is the Automated Teller Machine (ATM) network that puts 24-hour
convenience at your fingertips with one easy-to-use card. You can take care of virtually all your routine financial needs through a CashPoints ATM. Transactions normally handled by a branch teller are now accessible to you day or night, seven days a week.

  • Get cash in multiples of $20 (up to $500 a day for each cardholder) from your share, checking, money market share, and GCCU Visa accounts
  • Make deposits to your share, checking, and money market Share accounts
  • Transfer funds from one account to another when both accounts are linked by the same card
  • Check account balances for your share, checking, money market share, and loan accounts
  • Text-to-speech technology and Braille keypads for our visually-impaired members at all CashPoints
ATM Locations Worldwide

Access to the PLUS System International ATM network gives you worldwide access to your credit union accounts for transfers, balance inquiries, and cash withdrawals.

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Direct Deposit

With direct deposit, there’s no need to worry about lost or stolen checks via the mail system anymore. You can also save yourself a trip to the credit union when you get paid by enrolling in direct deposit instead. Regular, automatic deposits directly into your checking or share accounts on the day you are paid is convenient and easy. Your money is always available immediately on the same day as your direct deposit. Why wait… enroll now!

What kind of payments can be directly deposited?

Payroll (check with your employer)
Social Security
Railroad Retirement
Disability Benefits
U.S. Military Forces Retirement
Civil Service Retirement
Supplemental Security Income
Veterans Administration Compensation
Pension

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Financial Counseling

Generations reaches out to the communities we serve by offering a program of financial literacy that allows our members to achieve economic self-sufficiency. We offer members financial counseling through workshops and one-on-one mentoring. Our program is focused on but not limited to the following:

  • Budget Counseling
  • Credit Counseling
  • Investment Counseling
  • Homeownership Counseling

Homebuyers Workshops

Generations offers homebuyers counseling to members to help them prepare for homeownership. We are committed to helping our members understand all that is involved in owning a home by covering topics such as personal family budgeting, learning to save, and the role of credit in obtaining a home. To schedule a counseling session, please contact your local branch.

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Internet Banking

Members can now begin using MemberLink, Generations’ online banking service. Now, you can conveniently and securely conduct your financial transactions online using your home computer. Now, checking balance, paying your bills, and transferring funds are simplified. Sign up for MemberLink by speaking with your Generations branch representative. Enjoy the convenience of online banking today.

Click here to access MemberLink or login through the MemberLink Access sidebar.

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MemberConnect™

MemberCONNECT is a program offered by CUNA Mutual Insurance Society sponsored by Generations Community Credit Union that provides services like AD&D, life, auto, and homeowners insurance to our members. CUNA Mutual Insurance Society has been serving credit union members exclusively for more than 70 years. Members can also contact a financial services representative for a no-cost, no-obligation consultation to discuss issues related to you and your family’s financial situation.

For information pertaining to:

Mortgage Center

Click here to access and update information on your existing loan.

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Payroll Deduction

Payroll deduction allows members to have a portion of their payroll check deducted and sent to the credit union. Any amount can be withdrawn to make loan payments or deposits to shares, money market shares, IRAs or checking accounts. Deductions can be divided among as many accounts as you wish. Loan payments made by payroll deduction are given the 1/2% discount rate.

Payroll deduction is also a convenient way to start and maintain a savings program. Saving through payroll deduction is effective because you pay yourself first. Payroll deduction is only available for members whose payroll office supports the service.

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Routing Number

Click here for routing number information.

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